D7 & D8 visa income checker
Two residency routes, two different tests. The D7 asks whether your passive income can support you here. The D8 asks whether your remote work earns enough. Both come down to numbers a consular officer can check, and both use the Portuguese minimum wage as the yardstick.
D7 & D8 visa check appears here.
Adjust the fields on the left. The estimate updates as you change a value, and the method behind it is explained in full underneath.
The yardstick is the minimum wage
Both routes are measured against the retribuição mínima mensal garantida, not against the social support index. For 2026 it is €920 a month, set by Decreto-Lei n.º 139/2025. That distinction trips people up, because the IAS — €537.13 — is the figure used for tax matters, and plenty of secondary sources mix the two.
The D8: four times the minimum wage
The foreign ministry's documentation for residency visas asks remote workers for evidence of average monthly income over the last three months, at a minimum of four times the guaranteed minimum wage. Four times €920 is €3,680. It also asks for evidence of tax residence and either an employment contract with an employer abroad or contracts with clients, which is what separates this route from the D7.
The D7 and the general subsistence rules
The D7 is not defined by a single multiplier. It sits inside the general means-of-subsistence rules for residency visas, which allocate the minimum wage as 100% for the first adult, 50% for each additional adult, and 30% for each dependent child — measured across a twelve-month period. That is where the familiar “one minimum wage, plus half for a partner, plus 30% per child” comes from, and it is also where the twelve-month savings expectation comes from.
Income and savings answer different questions
Consular posts look at both. Recurring income shows the household can keep going; savings show it can absorb the move. A large balance does not repair a weak income line for either route, and a strong income line does not remove the expectation of a financial cushion. Evidence matters as much as amount: bank statements in your name, pension letters, lease agreements, dividend records, and translations where the consulate asks for them.
How the tool treats each number
The monthly figure you type is compared against the household benchmark only. It is not added to your savings, and your savings are not converted into an imputed monthly income — because that is not how the rules are written. The savings row instead tests your balance against twelve months of the same benchmark, which is the common way the twelve-month expectation is expressed. Treat the two results as separate gates: passing one does not carry the other.
Where the household figures come from
The 100% / 50% / 30% split comes from the means-of-subsistence framework the foreign ministry publishes for residency visas, and it is measured over twelve months rather than one. Dependents are counted as children, and any adult joining the household beyond the principal applicant counts at 50% whether or not they intend to work. A spouse who will earn a Portuguese salary still appears in the family arithmetic on the application itself, even though their own income is not something this tool models.
What a checker cannot tell you
This tool compares arithmetic. It cannot assess credibility, document quality, the consular post's local practice, or the officer's judgement, and the D7 in particular is assessed with more discretion than a formula suggests. Family members who are EU citizens, existing property, a Portuguese employment contract and other factors can change the picture entirely. Use the result to find gaps early — not as a prediction of the decision.
Questions this tool raises
Does a large savings balance replace the income requirement?
No. For both routes the consulate looks for recurring income, because that is what sustains residence. Savings are a separate expectation on top of it, commonly a year of the reference amount.
Are these amounts based on the IAS?
They are not. Residency means-of-subsistence and the D8 remote work rule both use the guaranteed minimum wage. The IAS is the figure that matters for tax, and it is a different number.
Do I need a Portuguese bank account before applying?
Many consulates expect evidence connected to a Portuguese account, but the checklist varies by post. Confirm with the consulate that covers your place of legal residence before paying anyone to open an account for you.
Your next chapter starts
with a clearer plan.
You don’t need every answer today. Just a good place to begin.